This post will be a bit different from my usual posts, in which I typically discuss ways to save money. Instead, I am going to go over five things you shouldn’t sacrifice to save money.
Although frugality is used to save money, there are many things you shouldn’t sacrifice I’m the way of being frugal.
The number one thing you should never sacrifice while trying to live a frugal lifestyle is your health. While it’s never nice to receive medical bills from the doctor, hospital, or clinic, your health should never be ignored to save money. While some ailments can be treated at home, never forgoe the doctor if you feel something is seriously wrong. I personally have learned this the hard way. I have ignored surgical complications from my wisdom teeth, and it turned to an infected blood clot. I have also passed kidney stones with no medication. I seriously do NOT recommend this. This can be very detrimental to your health and well-being.
Insurance is nothing to be frugal with, whether it health or automotive. The more you pay, the better benefits you will receive. While I don’t recommend purchasing the most expensive plan available to you, I DO suggest taking a look at your budget, and selecting the best plan for you and your family. Along with looking at your budget, look at the benefits included in each plan, and make your decision based on the best benefits for you. Choosing the right plan at the beginning of the year can make the difference in spending more money at the doctor or for car services in the long run throughout the year.
Determining your needs versus wants is a big part of frugality, and after you figure out what your needs are, those are the things you shouldn’t sacrifice. While there are ways to save money on certain items you need, be sure to always budget for things such as food and personal hygiene.
4. Transportation and Car Care
One thing I have learned over the years of being a car owner, is that you have to keep a well-maintained vehicle. This is not only detrimental to the longevity of your car, but to your safety as well. Do not wait until things start to get really bad to get your car into the shop. It is also important that your car has a tune up on a regular schedule. This includes getting your oil changed, check your brakes, and filling fluids.
5. Things You Truly Want
Frugality is all about saving money right? Well, what is it that you are saving your money for? I personally save my money for things I truly want. Whether you want to take a family vacation, save up money for a new car, buy a new outfit, buy a gift, etc. try to purchase the things you truly want. Frugality is not about being miserable, it’s about finding ways you can save money to purchase the things you really want.
So those are the five things that I recommend not to sacrifice while living a frugal lifestyle. Do you have any suggestions to add to this list? What will you not sacrifice to save money?