How To Start a Blog

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Have you been thinking of starting your own blog? Are you lost when it comes to where to start? Don’t worry, I was too. Because of this, I have decided to create a guide to show people how to start a blog.

Step 1

First things first, you need to decide why you want to start your blog. Is this going to be a hobby? Are you planning to use your blog as a side hustle to your full time job? Or maybe you plan to blog full time. Yes, the last one is completely possible and feasible.

Step 2

Secondly, you will want to consider what your blog will be about. This is called your blog’s niche. I suggest grabbing a piece of paper and a pen and begin jotting down ideas.

To help you come up with ideas, ask yourself the following questions:

1. What am I good at?

2. What type of problems do my friends come to me with?

3. What am I passionate about?

Write down as many ideas as you can think of. You can narrow them down as you go.

An example of blogging niches are beauty, mommy/parenting, lifestyle, gardening, healthy living, frugality, and my list could go on and on. You can blog about literally anything your heart desires.

Step 3

Once you have established what your niche will be, you will need to begin thinking of ideas of what your blog’s name will be. I have found that many people simply use their names. Others use something related to their niche.

Step 4

Once you have decided on your blog’s name, you can now begin looking into Web hosting. Many people who are just beginning to blog opt to choose a free web host, such as Blogger or Weebly. These sites are great for people who want to blog as a hobby. For those of you that plan or hope to make money from your blog, you will want to choose a self hosted blog.

With a self hosted blog, you will purchase a hosting plan (your websites space on the world wide web) as well as a domain name. I purchased my hosting plan through Bluehost. For only $3.95 per month, you will receive web hosting and free domain registration (usually $15 alone). You will also receieve $150 in offers that will make your site stand out to search engines such as Google, Bing, and Yahoo! as well as provide necessary protection for your website.

The best part is that Bluehost offers a 30 day money back guarantee. If you decide you no longer wish to have your website, you will receieve a full refund!

This is a great deal! If you are interested in getting this deal for yourself, click here .

Step 5

Upon purchasing your Web hosting plan, you will be asked to register your domain name. This is your websites address. There are some things to remember when registering your domain name:

1. Keep it short, sweet and to the point. No one likes to type in a lengthy address into the search bar.

2. Make it memorable. Make sure your domain name is easy to remember.

3. Try not to complicate things. Do not add numbers and letters together, as well as try not to use duplicates of numbers or letters

Before you click submit, you should do some searching online to be sure there isn’t a be site out there with the domain name you have selected.

Step 6

It may take a short period for your payment to be processed. While this is happening, you can download the WordPress.org app. WordPress is how you will access your blog.

Once your blog has been set up through WordPress, you are now able to select a theme. This is the appearance of your blog. You are able to select one of the free themes, or you can purchase a theme through Wordpres. There are also a few websites that offer free WordPress themes.

Step 7

Once you have selected your theme, you are now able to access your blog! You can add pages, create blog posts, add images, anything you can think of!

If you have any questions regarding this process, feel free to contact me via my Contact Us page.

Happy Blogging!

Credit Building 101

Building or repairing credit can seem like a daunting task in the beginning. Luckily for you, I too was in your shoes a mere year ago. I had a credit score of zero. Yes, that’s right; zilch, zero, nada. I had no concept of credit, but thankfully with a little research I found ways to increase my credit score drastically.

In this post, I will outline the basics of building your credit score. I will also tell my personal story of how I grew my credit score from 0 to in the lower 700’s. Follow these steps to watch your credit score grow considerably!

One of the easiest ways to grow your credit score is to have bills put in your name. Always be sure to pay these bills on time and never make a late payment, as this can actually hurt your credit score. This is not the route I took, due to still living at home. All the bills were in my mother’s name, so this was not a doable option for me.

Option number two, which is also the “scarier” step for most people, is to get a credit card. This is the way I chose to build my credit, as I was unable to put bills in my name.

Choosing a credit card can be an overwhelming process. APR, interest, rewards; all of this was like a foreign language to me. You may as well have been speaking gibberish. As always, I decided to do a bit of research to find out what the best option was for me. In the end of my research, I ended up finding that my “home bank” actually offered a credit card! I signed up for this card, without much expectation. I wrote  $500 in the limit spot and was highly surprised to find that I was granted a limit of $1,000.

In other words, check with your local bank to see if they offer a credit card as this is the easiest option instead of going with a big company card.

Once I received my card in the mail, I wrote down a plan that I would follow when using the card. I would ONLY use the card for gas. I never came CLOSE to maxing out the card every month. I spent a maximum of $80 a month, and made sure I paid the bill on time, if not early. It was a diligent process, but over time, I knew the work would pay off.

I logged in to credit karma after seeing the commercials on TV as I was curious to see what my credit score was. I was shocked to see that my credit score was in the 700’s! Before I had received my credit card, Credit Karma was unable to even bring any data up for me.

Here’s an outline of some tips to use once you receive your credit card to promote a healthy credit score, as well as safety measures so you don’t go into debt with your new credit card.

Credit Building 101:

– Write out a plan of what you plan to use the card for, and stick to it. Whether that may be gas, groceries, etc.

– Make consistent purchases. You can’t grow your score if you aren’t using the card. Those purchases could be for example once a month, or once a week.

– Carefully mind your spending. Do not go over your spending limit! Actually I suggest not to come ANYWHERE close to it. I set a limit within my limit of only $200. I usually do not even come close to that number either.

–  Always make your payments on time and in full. Most cards actually charge a fee for late payments. Paying your payments in full will help you not get behind and go into debt.

If you follow this strategy religiously, I can guarantee you will drastically change your credit score.

What are YOU doing to increase your credit score?